@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600&family=Manrope:wght@600;700;800&display=swap');
:root{--navy:#061a2d;--ink:#0a2338;--cyan:#00b9d7;--ice:#eaf7f8;--paper:#f5f5f2;--line:#cfdbdc}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);color:var(--ink);font:400 16px/1.6 "DM Sans",sans-serif}a{color:inherit;text-decoration:none}h1,h2,h3{font-family:Manrope,sans-serif;line-height:1.08;letter-spacing:-.045em}
.guide-top{height:90px;padding:0 clamp(22px,5vw,80px);display:flex;align-items:center;justify-content:space-between;background:var(--navy);color:#fff}.guide-top img{width:190px;height:58px;object-fit:contain}.guide-top a:last-child{font-size:13px;font-weight:700;border-bottom:1px solid rgba(255,255,255,.5);padding:8px 0}
.guide-hero{padding:clamp(70px,9vw,135px) clamp(22px,6vw,105px) 70px;background:#fff;display:grid;grid-template-columns:.9fr 1.3fr;gap:8vw;align-items:end}.guide-hero small{text-transform:uppercase;letter-spacing:.15em;color:#16859a;font-weight:700}.guide-hero h1{font-size:clamp(54px,7vw,105px);margin:18px 0 0}.guide-hero p{color:#63747e;font-size:clamp(17px,1.6vw,22px);max-width:660px;margin:0}.audience-switch{padding:24px clamp(22px,6vw,105px);display:flex;gap:10px;overflow:auto;background:#fff;border-top:1px solid var(--line)}.audience-switch a{white-space:nowrap;border:1px solid var(--line);padding:11px 16px;font:700 12px Manrope}.audience-switch a.active{background:var(--navy);color:#fff;border-color:var(--navy)}
.journey{padding:85px clamp(22px,6vw,105px) 110px}.journey-heading{display:flex;justify-content:space-between;align-items:end;gap:30px;margin-bottom:55px}.journey-heading h2{font-size:clamp(37px,4vw,58px);margin:0}.journey-heading p{max-width:520px;color:#65757f;margin:0}
.flow{position:relative;display:grid;grid-template-columns:repeat(3,1fr);gap:38px 58px}.flow:before{content:"";position:absolute;left:13%;right:13%;top:67px;height:3px;background:linear-gradient(90deg,var(--cyan),#9bcbd1)}
.flow-step{position:relative;z-index:1;background:#fff;min-height:330px;padding:28px;box-shadow:0 18px 45px rgba(6,26,45,.07);border-top:4px solid var(--cyan)}.flow-step:nth-child(n+4){margin-top:20px}.flow-step:nth-child(n+4):before{content:"";position:absolute;left:50%;bottom:100%;height:58px;border-left:3px dotted #9bcbd1}.step-icon{width:78px;height:78px;border-radius:50%;display:grid;place-items:center;background:var(--navy);color:#fff;font-size:35px;box-shadow:0 0 0 10px var(--paper)}.flow-step small{display:block;margin-top:38px;text-transform:uppercase;letter-spacing:.14em;color:#16859a;font-weight:700}.flow-step h3{font-size:26px;margin:9px 0 12px}.flow-step p{color:#64747e;margin:0}.flow-arrow{position:absolute;right:-43px;top:48px;color:#16859a;font-size:32px}.flow-step:nth-child(3) .flow-arrow,.flow-step:last-child .flow-arrow{display:none}
.help-band{margin-top:70px;padding:34px;background:var(--navy);color:#fff;display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}.help-band h2{font-size:28px;margin:0 0 7px}.help-band p{color:#afbec7;margin:0}.help-band a{background:var(--cyan);color:var(--navy);padding:16px 22px;font-weight:800;white-space:nowrap}.guide-note{color:#71808a;font-size:12px;margin:24px 0 0}
@media(max-width:850px){.guide-hero{grid-template-columns:1fr}.flow{grid-template-columns:1fr 1fr}.flow:before{display:none}.flow-step:nth-child(n+3){margin-top:0}.flow-step:before{display:none!important}.flow-step:nth-child(odd) .flow-arrow{display:block}.flow-step:nth-child(even) .flow-arrow{display:none}.help-band{grid-template-columns:1fr}}
@media(max-width:560px){.guide-top{height:76px}.guide-top img{width:150px}.guide-hero{padding-top:65px}.journey{padding-top:60px}.journey-heading{display:block}.journey-heading p{margin-top:18px}.flow{grid-template-columns:1fr;gap:22px}.flow-step{min-height:0}.flow-step .flow-arrow{display:none!important}.flow-step small{margin-top:28px}.help-band a{text-align:center}.guide-top a:last-child{font-size:0}.guide-top a:last-child:after{content:"← Home";font-size:13px}}